/* =====================================================================
   Kopdit Obormas — Modul Produk Pinjaman (CMS-driven)
   Dipakai bersama css/styles.css + css/page.css + css/berita.css.

   Mendukung dua halaman:
   1. produk-pinjaman.html        — etalase/daftar produk pinjaman (FR-03)
   2. produk-pinjaman-detail.html — template detail satu produk (FR-03)

   Tata letak meminjam .article-layout (konten + sidebar 320px) dari
   css/berita.css agar konsisten dengan halaman Berita & Tentang.

   Acuan blueprint §2b (nama & bunga resmi: Umum, KUR 6%, LPDB 11%,
   PNS/Swasta), §22.2, FR-03 (tampilkan daftar + detail: deskripsi,
   syarat, suku bunga/jasa, manfaat), FR-04 (admin CRUD via CMS).

   Catatan integrasi SilverStripe:
   - Daftar produk  = loop $Products (PRODUCT, kategori "Pinjaman") → .loan-card
   - Field produk   = Name, Tagline, Rate, InterestMethod, Tenor, Plafon,
                      Summary, $Content (HtmlEditorField) untuk detail
   - Parameter Rate/InterestMethod juga dipakai Simulasi Pinjaman (BR-03)
   ===================================================================== */

/* =====================================================================
   1. ETALASE / DAFTAR PRODUK (produk-pinjaman.html)
   ===================================================================== */

/* ringkasan jumlah produk (sejajar gaya .news-result) */
.loan-result{display:flex;align-items:baseline;justify-content:space-between;gap:14px;flex-wrap:wrap;margin-bottom:26px}
.loan-result .count{font-size:14px;color:var(--slate)}
.loan-result .count b{color:var(--ink);font-weight:700}
.loan-result .note{font-size:13px;color:var(--slate)}

/* grid kartu produk — 2 kolom di desktop, 1 di layar sempit */
.loan-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}

/* kartu produk pinjaman */
.loan-card{position:relative;display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);box-shadow:var(--shadow-sm);overflow:hidden;transition:transform .25s var(--ease),box-shadow .25s var(--ease),border-color .25s}
.loan-card::before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--gold),var(--gold-700));transform:scaleX(0);transform-origin:left;transition:transform .35s var(--ease)}
.loan-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:var(--gold)}
.loan-card:hover::before{transform:scaleX(1)}

/* kepala kartu: ikon + nama + tagline + chip bunga */
.loan-card .lc-head{display:flex;align-items:flex-start;gap:16px;padding:26px 26px 18px}
.loan-card .lc-ic{flex-shrink:0;width:52px;height:52px;border-radius:14px;background:var(--gold-50);color:var(--gold-700);display:grid;place-items:center;transition:transform .35s var(--ease),background .25s,color .25s}
.loan-card:hover .lc-ic{transform:rotate(-6deg) scale(1.06);background:var(--gold);color:var(--ink)}
.loan-card .lc-ic svg{width:26px;height:26px}
.loan-card .lc-titles{min-width:0;flex:1}
.loan-card .lc-titles h3{font-size:21px;line-height:1.2;margin:2px 0 4px}
.loan-card .lc-titles p{font-size:13.5px;color:var(--slate);line-height:1.5}
.loan-card .lc-rate{flex-shrink:0;text-align:right}
.loan-card .lc-rate b{display:block;font-family:"Sora",sans-serif;font-size:22px;font-weight:800;color:var(--gold-700);line-height:1}
.loan-card .lc-rate small{font-size:11px;color:var(--slate);font-weight:600}

/* deskripsi singkat */
.loan-card .lc-desc{padding:0 26px;font-size:14.5px;color:var(--ink-2);line-height:1.65}

/* daftar spesifikasi ringkas (tenor, plafon, metode) */
.loan-card .lc-specs{list-style:none;margin:18px 0 0;padding:18px 26px 0;border-top:1px solid var(--line);display:flex;flex-direction:column;gap:11px}
.loan-card .lc-specs li{display:flex;align-items:center;gap:11px;font-size:13.5px;color:var(--slate)}
.loan-card .lc-specs li svg{flex-shrink:0;width:17px;height:17px;color:var(--gold-700)}
.loan-card .lc-specs li b{color:var(--ink);font-weight:600}

/* kaki kartu: tombol */
.loan-card .lc-foot{margin-top:auto;padding:22px 26px 24px;display:flex;gap:10px}
.loan-card .lc-foot .btn{flex:1;justify-content:center;padding-inline:14px}

/* pita "bunga ringan" pada produk unggulan (KUR) — full-width banner di atas kartu */
.loan-card .lc-flag{display:block;text-align:center;background:var(--ink);color:#fff;font-family:"Sora",sans-serif;font-size:10.5px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;padding:5px 13px;border-radius:var(--r-xl) var(--r-xl) 0 0}

/* catatan disclaimer estimasi di bawah grid */
.loan-disclaim{margin-top:28px;display:flex;align-items:flex-start;gap:12px;padding:16px 18px;background:var(--soft);border:1px solid var(--line);border-radius:var(--r-lg);font-size:13px;color:var(--slate);line-height:1.6}
.loan-disclaim svg{flex-shrink:0;width:19px;height:19px;color:var(--gold-700);margin-top:1px}

/* =====================================================================
   2. SIDEBAR PRODUK (dipakai daftar & detail)
   ===================================================================== */
/* navigasi jenis pinjaman (gaya sama dgn .side-cats / .aside-cats) */
.prod-nav{display:flex;flex-direction:column;gap:4px}
.prod-nav a{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:11px 14px;border-radius:10px;font-size:14px;font-weight:600;color:var(--ink);border:1px solid transparent;transition:background .2s,border-color .2s,color .2s,transform .2s var(--ease)}
.prod-nav a:hover{background:var(--gold-50);color:var(--gold-700);transform:translateX(3px)}
.prod-nav a:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.prod-nav a .rate{font-family:"Sora",sans-serif;font-size:11.5px;font-weight:700;color:var(--slate);background:var(--soft);border-radius:999px;padding:2px 9px;white-space:nowrap}
.prod-nav a[aria-current="page"]{background:var(--gold-50);border-color:var(--gold);color:var(--gold-700)}
.prod-nav a[aria-current="page"] .rate{background:var(--gold);color:var(--ink)}

/* kartu CTA simulasi (highlight kuning) */
.side-cta{background:linear-gradient(160deg,#FFC21A,var(--gold));border:1px solid var(--gold-700);border-radius:var(--r-lg);box-shadow:var(--shadow-sm);padding:24px 22px;color:var(--ink);text-align:center;margin-bottom:22px}
.side-cta .ic{width:46px;height:46px;border-radius:12px;background:rgba(20,32,43,.1);display:grid;place-items:center;margin:0 auto 14px}
.side-cta .ic svg{width:24px;height:24px;color:var(--ink)}
.side-cta h4{font-family:"Sora",sans-serif;font-size:18px;font-weight:800;margin-bottom:6px}
.side-cta p{font-size:13.5px;color:rgba(20,32,43,.78);line-height:1.55;margin-bottom:16px}
.side-cta .btn-dark{width:100%;justify-content:center}

/* kartu bantuan/kontak ringkas */
.side-help p.lead-help{font-size:13.5px;color:var(--slate);line-height:1.6;margin-bottom:14px}
.side-help .help-row{display:flex;align-items:center;gap:11px;padding:9px 0;font-size:13.5px;color:var(--ink);font-weight:600}
.side-help .help-row svg{flex-shrink:0;width:18px;height:18px;color:var(--gold-700)}

/* =====================================================================
   3. HALAMAN DETAIL PRODUK (produk-pinjaman-detail.html)
   ===================================================================== */
/* kop produk di kolom utama: ikon + nama + tagline + chip bunga */
.prod-hero{display:flex;align-items:center;gap:20px;padding:26px 28px;background:var(--soft);border:1px solid var(--line);border-radius:var(--r-xl);margin-bottom:30px}
.prod-hero .ph-ic{flex-shrink:0;width:64px;height:64px;border-radius:16px;background:var(--gold);color:var(--ink);display:grid;place-items:center}
.prod-hero .ph-ic svg{width:32px;height:32px}
.prod-hero .ph-titles{min-width:0;flex:1}
.prod-hero .ph-titles h2{font-size:clamp(22px,3vw,28px);line-height:1.18;margin:0 0 5px}
.prod-hero .ph-titles p{font-size:14.5px;color:var(--slate);line-height:1.5}
.prod-hero .ph-rate{flex-shrink:0;text-align:center;padding-left:20px;border-left:1px solid var(--line)}
.prod-hero .ph-rate b{display:block;font-family:"Sora",sans-serif;font-size:30px;font-weight:800;color:var(--gold-700);line-height:1}
.prod-hero .ph-rate small{font-size:12px;color:var(--slate);font-weight:600}

/* tabel spesifikasi produk (suku bunga, metode, tenor, plafon, biaya) */
.spec-table{width:100%;border-collapse:collapse;margin:0 0 8px;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden}
.spec-table th,.spec-table td{text-align:left;padding:14px 18px;font-size:14.5px;border-bottom:1px solid var(--line)}
.spec-table tr:last-child th,.spec-table tr:last-child td{border-bottom:0}
.spec-table th{width:38%;font-family:"Sora",sans-serif;font-weight:600;color:var(--ink);background:var(--soft);display:flex;align-items:center;gap:10px}
.spec-table th svg{width:17px;height:17px;color:var(--gold-700);flex-shrink:0}
.spec-table td{color:var(--ink-2)}
.spec-table td b{color:var(--ink);font-weight:700}

/* kotak ajakan (Simulasi → Ajukan) di akhir konten */
.prod-apply{margin:34px 0 0;padding:28px 30px;background:linear-gradient(135deg,var(--ink),var(--ink-2));border-radius:var(--r-xl);color:#fff;display:flex;align-items:center;gap:24px;flex-wrap:wrap}
.prod-apply .pa-text{flex:1;min-width:220px}
.prod-apply h3{font-size:21px;color:#fff;margin-bottom:7px}
.prod-apply p{font-size:14px;color:rgba(255,255,255,.82);line-height:1.6}
.prod-apply .pa-actions{display:flex;gap:12px;flex-wrap:wrap}

/* =====================================================================
   4b. MODUL PRODUK SIMPANAN (produk-simpanan.html / -detail.html)
   Komponen di-share dengan modul Pinjaman: kartu produk memakai
   .loan-card/.loan-grid, detail memakai .prod-hero/.spec-table, sidebar
   memakai .prod-nav — sehingga satu sumber gaya untuk seluruh produk
   (PRODUCT, kategori "Simpanan Saham" / "Simpanan Non Saham", FR-03/FR-04).
   Tambahan di bawah hanya untuk pengelompokan kategori & chip non-angka.
   ===================================================================== */

/* judul kelompok kategori simpanan (Saham vs Non Saham) */
.prod-group{margin:0 0 22px}
.prod-group + .prod-group{margin-top:40px}
.prod-group .pg-head{display:flex;align-items:center;gap:12px;margin-bottom:18px;padding-bottom:14px;border-bottom:1px solid var(--line)}
.prod-group .pg-head .pg-ic{flex-shrink:0;width:38px;height:38px;border-radius:11px;background:var(--gold-50);color:var(--gold-700);display:grid;place-items:center}
.prod-group .pg-head .pg-ic svg{width:21px;height:21px}
.prod-group .pg-head h2{font-size:20px;line-height:1.2;margin:0}
.prod-group .pg-head p{font-size:13px;color:var(--slate);margin:2px 0 0}

/* chip kanan kartu untuk simpanan: kata fitur (mis. "Harian", "Berjangka",
   "Dividen") alih-alih persentase — ukuran disesuaikan agar tetap rapi.
   (Suku bunga/jasa simpanan tidak ditetapkan angka resmi di blueprint §2b,
   jadi kartu menampilkan karakter produk, bukan persen yang mengesankan
   angka resmi.) */
.loan-card .lc-rate.is-feature b{font-size:15px;letter-spacing:.01em}

/* sub-judul kategori di navigasi sidebar */
.prod-nav .nav-sub{font-family:"Sora",sans-serif;font-size:11px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--slate);padding:12px 14px 6px}
.prod-nav .nav-sub:first-child{padding-top:2px}

/* =====================================================================
   5. RESPONSIF
   ===================================================================== */
@media (max-width:980px){
  .loan-grid{grid-template-columns:1fr}
}
@media (max-width:600px){
  .loan-card .lc-head{flex-wrap:wrap}
  .loan-card .lc-rate{text-align:left}
  .loan-card .lc-foot{flex-direction:column}
  .prod-hero{flex-direction:column;align-items:flex-start;text-align:left}
  .prod-hero .ph-rate{padding-left:0;border-left:0;padding-top:14px;border-top:1px solid var(--line);text-align:left;width:100%}
  .spec-table th{width:auto}
  .prod-apply .pa-actions .btn{flex:1;justify-content:center}
}